Medicare Counseling
Medicare Open Enrollment 2024
Open enrollment for Medicare happens every year from October 15-December 7. During this time, everyone is encouraged to review their plan for the following year and make any changes if needed. Medicare Advantage plans and prescription plans with original Medicare can make changes to the plans every year. Some examples of changes can include price, what medications are covered, who is in the network, and any extra benefits offered. You can review your plan on the Medicare.gov website or by calling Medicare directly.
SMAA offers appointments by phone, Zoom, and in-person (at select limited locations) to review your coverage with a certified SHIP (State Health Insurance Assistance Program) counselor. The SHIP volunteers are trained and able to provide unbiased, confidential, individual counseling. To schedule an appointment call 1.800.427.7411.
We understand Medicare options can be complicated.
We are here to help.
Whether you need information about how to enroll in Medicare or have a question about your existing Medicare coverage, SMAA’s team of trained State Health Insurance Program (SHIP) Counselors can help you navigate health insurance options. Our Medicare SHIP Counselors provide free, unbiased and confidential service to older adults and people who have Medicare because of a disability. SHIP Counselors do not sell insurance or recommend policies. Learn more about SHIP Counselors and services.
Do you have a specific Medicare question? Submit your Medicare question HERE and will reply to you via email.
New to Medicare
Learn the basics about Medicare: Our virtual Welcome to Medicare Seminar offers participants valuable information presented in plain and understandable language. It covers the basics of Medicare enrollment and helps you prepare to make informed decision based on your personal situation. The seminar is interactive with time for small-group discussion and individual questions. Please, see our events calendar to register. Pre-registration is required. Currently offered via Zoom!
No time to attend a webinar right now? Then start with these links:
New to Medicare To-Do List:
- Attend Welcome to Medicare virtual seminar -- learn the basics and ask questions!
- Understand your current insurance before switching to Medicare
- Call the SMAA Medicare Info Line for help if needed at 207-396-6524
Medicare Plan Options for Your Health and Insurance Needs
Whether you are new to Medicare or you are an existing beneficiary, it is important to review your coverage options so you can make informed decisions about your health insurance.
The Medicare Plan Finder is an online tool offered by Medicare.gov that allows you to make a personalized search for Medicare plans that best meet your individual health insurance needs. You can compare costs and services for approved Medicare Advantage Plans (MAPs) and Prescription Drug Plans (PDPs) offered in your coverage area.
Understanding Drug Costs with the Medicare Plan Finder
Eligibility for Medicare Financial Assistance
There are programs available to help with the cost of Medicare coverage. To see if you qualify for financial assistance, please review our self-assessment Benefits checklist – 2024.
If you are eligible for the Medicare Savings Program or MaineCare, you can apply online. If you need assistance with the application, please, call a SMAA Resource Specialist at 1-800-427-7411.
The National Council on Aging offers a free Benefits Check Up tool that can help you determine if you qualify for benefits or savings programs available in your area.
If are still unsure about your Medicare options, please call our Medicare information phone line at 207-396-6524 to speak to a SMAA Medicare Counselor.
